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Charted Course Law, PLC

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    Looking for a Knowledgeable Bankruptcy Lawyer in Queen Creek, AZ?

    Why Choose Me, Tracy Perez, and Charted Course Law?


    Because I will personally handle your case from start to finish and know it from front to back.

    You will meet with me at your first appointment, and not a non-attorney intake person. The initial consultation appointment is crucial for spotting issues that could negatively impact your case. I’ll be the one to either take your phone calls or promptly return them, to timely respond to your emails, and to meet with you as needed. Your case is too important to me to just hand it off to paralegals. At the 341 Meeting of Creditors, you won’t be stressed out looking for an attorney you’ve never met before or stuck with an attorney who is not familiar with your case. I will be at your side every step of the way.

    Because I won’t try to sell you on filing bankruptcy.

    My office is a pressure-free zone. I don’t use hard sell tactics like convincing you to sign a fee agreement on the spot. I want you to take all the time you need to make an informed decision. In some situations, bankruptcy is not appropriate or necessary—I will tell you if I think bankruptcy is not right for you and explain other options. You can count on me to give you thorough advice, even if it means that you aren’t going to hire me a result.

    Because I will listen to you and treat you with the respect you deserve.

    I won’t rush you out the door, cut you off while you’re asking questions, or talk at you instead of having a conversation with you. It’s my job to explain the ins and outs of bankruptcy to you, and there’s no such thing as a dumb question. Egos are off limits in my office and you can count on me to not talk down to you.

    Because I don’t shame or judge my clients.

    Folks have different attitudes toward filing bankruptcy, but I have yet to meet anyone who actually relishes the experience. The last thing I would do is make you feel worse. I know all too well the twists and turns in life that cause debt problems. Job loss, divorce, addiction, medical expenses, a low salary and high cost of living…the list goes on and on. Filing bankruptcy does not make you a bad person or a burden to society. In fact, bankruptcy drives the economy by enabling people who fall on hard times to move on with their lives, and financially support themselves and their families.

    Because I don’t use gimmicks to get your business.

    My fees are straightforward—no need to worry about any hidden charges or surprise billing. And you won’t see me referring to myself as “top”, “best”, “#1”, etc. without any data to back it up. I’m committed to transparency because I know it builds a foundation of trust with my clients.

    Who I Am


    Born in Tucson and raised in Phoenix, I am deeply rooted in Arizona. I earned a bachelor’s degree in English from Arizona State University and a law degree from the University of Arizona, while working a variety of jobs, including doughnut maker, bank teller, caterer, law firm file clerk, and paralegal. I don’t see myself ever moving away from Arizona, but admit to having a soft spot for Ocean Beach, California, and look forward to spending long weekends there on occasion.

    I began my career as an attorney in 1991, representing bankruptcy trustees and creditors, but later found my true passion in helping good people burdened with debt get a fresh start. There’s nothing like helping a fellow human get back on their feet. My work with trustees and creditors has given me insight into the “other side”, which comes in handy when advocating for consumer debtors. I’ve also worked in several different consumer debtor law firm environments, which has helped me develop what I consider to be the best experience for my clients.

    My relationship with clients is very important to me. I understand that not only do you want an attorney with experience and credentials, but also someone who is compassionate, cares about you, and makes you a priority. I’ve walked in many of the same shoes as my clients and know your struggles. I promise to see who you are as a person, take the time to understand your situation, and do everything I can to help you get through the hard stuff as easily as possible.

    I have two grown sons and look forward to coming home to a tail-wagging Labrador retriever named Hudson at the end of a long day. My free time is usually spent outdoors—biking, hiking, and Hudson taking ME on walks.



    An Excellent Experience!!!!

    My experience with Tracy and her staff at [name redacted] was excellent she was very professional and knowledgeable. If you are looking for an honest attorney to help you file bankruptcy then you need to call this firm. They handled my case and exceeded my expectations, I felt extremely secure and confident with my decision. I was very nervous when I started this process but thanks to Tracy I came away feeling like filing bankruptcy wasn’t as scary as I thought it would be. I recommend Tracy to everyone who is looking for a bankruptcy attorney.


    Avvo.com review May 23, 2018




    Amazing Attorney

    Tracy Perez Is an amazing, knowledgeable, professional and most importantly a genuine caring attorney. She helped us with a very difficult time in our lives; bankruptcy. Tracy Perez explain everything to us in detail and patience. We filed a Chapter 7 bankruptcy case. It is stressful but she made it much easier on us. We are thankful she was appointed to be our attorney and highly recommend her.


    Avvo.com review July 18, 2018




    Best in BK

    We hired Tracy via our [name redacted] membership and she was great!. I spoke to several lawyers about a bankruptcy and she is the only one that treated me like a human. The other were condesending and disrespectul. We all have hard times in our life and Tracy understood that a banruptcy for us was just a tool to help improve our life. Tracy took the time to listen to us and explain all the details she was very good at helping us throught the process. She and her staff were very patient with us as we worked on the filing and the paper work. Every step of the way she was there to help us and we always felt like valued customers. I hope I never have to file a BK again but if I do Tracy will be my very first call. She is the best in BK.


    Avvo.com review July 23, 2018




    Excellent Service

    Working with Mrs. Perez was great! She was very flexible with my schedule. I felt like I was made a priority. Her team was very responsive and easy to get in contact with. They all respond very quickly! Tracy was also very professional and educated me on every step of action that was taken.


    Avvo.com review May 16, 2018




    Simply the Best!

    I don't honestly know how to thank Tracy and her team for all the hard work and effort they put into our case. Her willingness to openly coordinate her time to talk with us about issues regarding our case was so greatly appreciated. Tracy was honest. She was up front about what we could expect and more importantly possesses the knowledge necessary to work through every aspect expected or not. Thank you for everything Tracy!


    Avvo.com review May 10, 2018


    Why the Name "Charted Course"?

    “Charted Course” means to lay out a plan for someone, as in “the navigator charted out the course for the captain”. There are many aspects to my job, but above all it is to formulate a plan for you, whether it be finding the best way to resolve your debts or providing for your loved ones after leaving this world. I’m here to navigate you through the legal issues and judicial process, arriving at the best possible solution for your unique situation. (P.S. — as you can see I’m enjoying the nautical metaphors!)

    “I planned each charted course / Each careful step along the byway”
    (Frank Sinatra’s signature song “My Way”, lyrics by Paul Anka)

    Locations

    Should none of the locations below be convenient for you, please give me a call at 480-878-9541 to talk about other options. Saturday and evening appointments are available.

    • Gilbert
      1166 E. Warner Rd., Suite 101
      Gilbert, AZ 85296
    • Queen Creek
      22246 S. Ellsworth Rd.
      Queen Creek, AZ 85142
    • Peoria
      14050 N. 83rd Ave., Suite 290
      Peoria, AZ 85381